Life Assuranace
The most popular, widely used form of life assurance is Term Assurance. This is because Term Assurance is the cheapest and simplest form of life assurance, which in return for a monthly premium provides cover for a fixed term.
There is no investment in this type of cover with benefit being paid if the life assured dies within that term.
Policies can be written on a single or joint life basis and is generally used to protect you and your family or business. Amongst the types of policies we arrange are:
- Family cover
- Mortgage protection
- Keyman protection
- Partnership/Shareholder protection
- Group Death in Service
As we are independent, we always endeavour to obtain the best possible rates for our clients by researching the market through our many agencies.
Whether it's your family or business, with this cover in place, you can relax in the knowledge that should the worst happen, your family and most important assets will be financially protected.
Critical Illness
This type of cover, if required, can be taken out in conjunction with life assurance, providing you with a tax free lump sum should you be diagnosed with one of approximately 30 serious illnesses (depending on insurer). The three most common and well known of these illnesses are cancer, stroke and heart attack.
In the UK today, due to advances in modern medicine, you are more likely to survive a serious illness. However, such an illness may stop you working for some considerable time or, in some cases, permanently. If this happens to you, how would you survive financially?
A well set up critical illness policy would enable you to clear all your financial liabilities such as mortgage, loans, credit cards etc., and in doing so, relieve you of the pressure and stress of all your financial commitments.
Want to know more? Call free on
0800 970 1618 or click on the link below to enquire online
Speak to a member of our team to see how we
can tailor a package to suit your specific needs
and receive a FREE no obligation quote.
> Click here for your FREE quote
