Individual Health Insurance
Your health is THE most important thing in your life!
Many people are now choosing to take out health insurance so as to ensure that if they or any of their family fall ill or become injured they can obtain the best
treatment available, promptly. Individual Health Insurance eases the concerns that often occur when you fall ill.
Concerns such as:
- Waiting for weeks on end to see a consultant through the NHS
- Being stuck on a waiting list for surgery
- Having discomfort and pain and not knowing when you will be treated
- That your condition may worsen whilst waiting for treatment on the NHS
It is important that you take advice on the most suitable cover for your circumstance and that it is fully reviewed every year. This falls into three categories:
- Budget individual health insurance cover: With this type of policy, normally only inpatient and day care treatment is covered. This is when you are allocated a bed for treatment for an operation. Outpatient costs such as consultant fees and diagnostic tests are not covered.
- Standard individual health insurance cover: This type of policy covers the same as a budget policy but in addition offers an amount of outpatient cover covering consultations; diagnostic tests; scans; radiotherapy & chemotherapy and complementary medicine such as physiotherapy; osteopathy, visit to a chiropractor and homeopathy. The budget covering outpatient cover is usually limited to £300 - £2000 per member per year - depending on the Insurer.
- Comprehensive Individual Medical Insurance: These policies are very much the top of the range offering full cover, usually without any monetary limits on the outpatient cover together with full inpatient cover. MRI/CT scans, complementary medicine and many other benefits are included and additional benefits such as dental, worldwide travel and psychiatric cover can be added. The comprehensive plan would be an excellent choice if you require complete peace of mind.
It is important to choose the right product that best suits your own needs and budget.
Want to know more? Call free on
0800 970 1618 or click on the link below to enquire online
Speak to a member of our team to see how we
can tailor a package to suit your specific needs
and receive a FREE no obligation quote.
> Click here for your FREE Individual Health Insurance quote
