Many people, individuals and businesses alike, no longer see health insurance as a luxury. They see it as an essential investment in their health today and for the future.
Here at Premier Choice, we know that everyone seeks different things from a Health Insurance policy, according to their business, family and individual needs. Health Insurance is flexible and adaptable, designed to provide protection and cover for a wide range of health scenarios. That means there is no one-size-fits-all policy.
Health Insurance is an important investment, and likely to become more so. Premier Choice offers specialist, independent advice and guidance, backed by years of experience, with one aim in mind: finding the right cover for you, for your business, and for your future.
What does this cover provide?
It protects the health of the directors and employees of a business, from small- to medium-sized enterprises (SMEs) to large corporations.
Who needs it?
If your business has two employees or more, you will certainly benefit from it.
Because your staff and directors are the mainstay of your business. When people are ill, you need them back to full health and working again as quickly as possible. Health Insurance puts people where they need to be: receiving prompt, high-quality treatment, at a time that suits everyone.
Are there other ways my business will benefit?
Yes. Health Insurance is a highly valued employee benefit, significantly increasing the appeal of your company to the kind of employees you want to attract and retain. It increases the feel-good factor in other ways; it lets your staff know that they are valued, cared for, and can rest assured that if they become ill, they will receive the best of care.
Is there a difference between Private Health Insurance and Private Medical Insurance?
None at all. Both terms are used to describe the same thing.
How can Premier Choice help me?
By finding the Health Insurance cover that suits your business best. We do not offer off-the-peg insurance solutions; instead, we take the time to find out about you and your staff so that we can construct the right policy for you and your budget. We have excellent, long-standing relationships with all main insurers, and years of experience in our field.
What does Health Insurance for individuals provide?
Faster access to diagnosis and treatment helping to alleviate some of the stress and anxiety that comes with illness.
Who needs it?
Individuals, couples, families – anyone seeking to protect and invest in their most prized asset: their health.
Why should I consider Health Insurance?
Illness brings with it a host of worries and concerns: a long wait to see a consultant; a long wait after referral for treatment or surgery; pain, discomfort, and uncertainty. There is an easier way. Health Insurance lifts some of the burdens and stresses of illness, providing security and peace of mind. We insure our homes, possessions, cars and pets without a second thought; there is every reason to add health protection and access to the best of care when we need it to the list.
What types of Health Insurance are available?
Broadly speaking, three categories of insurance can be arranged: budget, standard, and comprehensive. Each offers a different level of protection. Your Premier Choice consultant will discuss the options with you in detail and help determine which level of cover is right for your needs.
I have a health condition. Can I still take out Health Insurance?
Most insurance companies do not cover pre-existing medical conditions, but there are policies that may provide you with cover. It is best to discuss this with your adviser.
How can Premier Choice help?
By finding the most appropriate policy for you and your family. We are long established, and have accumulated considerable expertise and experience. Since Premier Choice is independent, we are able to offer the best Health Insurance options available from all major insurers.